Goal-Based Investment Plan

To do goal-based investment, first you need to chart out your financial goals. You can include higher education, marriage, children’s education, vacation, buying a house, purchasing gadgets and retirement. Once you list down your goals, you need to divide them into long-term and short-term goals.

Long-term goals can include retirement, children's education and buying a property, depending on your age. Vacation, wedding and buying a gadget fall under short term goals.

Once you know your goals and the timeline to achieve it, you can start building your corpus for each goal by investing in instruments that can help you achieve them. For instance, if you want to achieve a long-term goal, which is say 10-30 years away, you can consider investing in equity instruments such as mutual funds. In case your goal is one or two years away, you can look at fixed income instruments such as debt funds and fixed deposits.

Goal based investment plan helps you give direction and meaning to your investment decisions. It allows you to understand why are you investing in the various financial products. It gives you an objective to create a corpus for your setting goals such as your children's education funding, marriage funding, down payment of dreaming house, vacation planning and retirement funding over the time.

Planning your financial goal should be the first step before investing. Only if you know your destination, will you be able to take the best route on the right road.

Suitability

Those who want to just give direction and meaning to their investments but not seek for detailed financial plan. Goal based financial plan will help you setting financial goals, earmarked your current investments with your goal funding and coming up with a strategy for a plan on how you can fill your shortfall gap.

We have to prepare for you a Goal-Based Financial Plan that may contain following threads:

• Risk Profiling and Asset Allocation
• Financial Health Check, with Cash flow and Networth analysis
• Review of Existing Life and Health Insurance Policies
• Review of Existing Investment Products (Mutual Funds, Bonds, bank deposits, Post office deposits)
• Review of Taxation Structure
• Guidance in Setting and Prioritizing Goals
• Review of Loans and Debt management counseling
• Goal-based Investments Planning
• Retirement Planning
• Recommendation for Suitable Investments Portfolio (Mutual Funds, Bonds, bank deposits, Post office deposits, PMS etc.)
• Income Tax Return Filing (Client & Spouse)
• Mutual funds Portfolio Set up
• Implementation of the Plan
• Review and Monitoring of the Investments.
• Unlimited Support and Ongoing Services

Fee Structure

The minimum lump sum Fee starts at Rs 15,000 + GST per annum but final fee will be set on the portfolio complexity in the plan which could be fixed or some percentage on annual income

(For Insurance, Debt Management, Tax Planning – Check out our Detailed Financial planning service –Click here)

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Disclaimer

We do not promise that the investments you make based on this plan will be profitable. Investments are always subject to various market, currency, and economic, political and business risks. We will not be liable for any losses that may be caused directly or indirectly by such investment decisions. Let's Start Here